{"id":10734,"date":"2025-03-26T15:32:00","date_gmt":"2025-03-26T14:32:00","guid":{"rendered":"https:\/\/lamarinabj.com\/?p=10734"},"modified":"2025-03-27T09:11:23","modified_gmt":"2025-03-27T08:11:23","slug":"gel-de-compte-et-prejudice-financier-pourquoi-al-islaah-a-perdu-son-proces-contre-coris-bank-benin","status":"publish","type":"post","link":"https:\/\/lamarinabj.com\/index.php\/2025\/03\/26\/gel-de-compte-et-prejudice-financier-pourquoi-al-islaah-a-perdu-son-proces-contre-coris-bank-benin\/","title":{"rendered":"Gel de compte et pr\u00e9judice financier : pourquoi AL-ISLAAH a perdu son proc\u00e8s contre Coris Bank B\u00e9nin"},"content":{"rendered":"\n

Justice, B\u00e9nin <\/mark><\/strong>– Le Tribunal de commerce de Cotonou a d\u00e9bout\u00e9 l\u2019Association AL-ISLAAH pour les \u0153uvres humanitaires au B\u00e9nin dans son litige contre Coris Bank International B\u00e9nin. Cette d\u00e9cision repose sur l’absence de preuve d’un pr\u00e9judice caus\u00e9 par la banque, alors m\u00eame que l\u2019association r\u00e9clamait, par exploit en date du 10 octobre 2024, 100 millions de FCFA en dommages et int\u00e9r\u00eats. Retour sur une affaire qui soul\u00e8ve des questions sur la gestion des comptes bancaires sous r\u00e9quisition judiciaire.<\/em><\/strong><\/p>\n\n\n\n

L\u2019affaire remonte au 3 novembre 2023, date \u00e0 laquelle la Brigade \u00e9conomique et financi\u00e8re (BEF) a requis le blocage des comptes bancaires de l\u2019ONG AL-ISLAAH aupr\u00e8s d\u2019Ecobank et de Coris Bank International B\u00e9nin. Ce gel, motiv\u00e9 par des investigations en cours, a \u00e9t\u00e9 lev\u00e9 par la m\u00eame autorit\u00e9 le 31 juillet 2024.<\/p>\n\n\n\n

Cependant, estimant que Coris Bank avait tard\u00e9 \u00e0 ex\u00e9cuter la lev\u00e9e de l\u2019opposition, AL-ISLAAH a saisi le Tribunal de commerce de Cotonou pour exiger une mainlev\u00e9e imm\u00e9diate sous astreinte, ainsi qu\u2019un d\u00e9dommagement de 100 millions de FCFA. L\u2019association d\u00e9non\u00e7ait un \u00ab\u00a0abus de droit\u00a0\u00bb et affirmait que ce retard avait caus\u00e9 des pr\u00e9judices financiers importants.<\/p>\n\n\n\n

Coris Bank plaide l\u2019inexistence d\u2019un pr\u00e9judice<\/mark><\/h2>\n\n\n\n

En r\u00e9ponse, Coris Bank a soutenu que la lev\u00e9e du gel avait bien \u00e9t\u00e9 effectu\u00e9e d\u00e8s le 31 juillet 2024, conform\u00e9ment aux instructions de la BEF. La banque a \u00e9galement produit des preuves indiquant que l\u2019association avait op\u00e9r\u00e9 des retraits sur son compte d\u00e8s le 28 et le 29 octobre 2024.<\/p>\n\n\n\n

Arguant de l\u2019inutilit\u00e9 de la demande de mainlev\u00e9e judiciaire, Coris Bank a demand\u00e9 au tribunal de la d\u00e9clarer sans objet. Elle a \u00e9galement sollicit\u00e9 la condamnation d\u2019AL-ISLAAH au paiement de 5 millions de FCFA au titre des frais irr\u00e9p\u00e9tibles.<\/p>\n\n\n\n

Un rejet en bloc des demandes d\u2019AL-ISLAAH<\/mark><\/h2>\n\n\n\n

Dans son jugement, le Tribunal de commerce de Cotonou a donn\u00e9 raison \u00e0 Coris Bank. Il a constat\u00e9 que la mainlev\u00e9e du gel avait bien \u00e9t\u00e9 effectu\u00e9e avant la saisine de la juridiction, rendant ainsi la demande d\u2019AL-ISLAAH sans objet.<\/p>\n\n\n\n

Par ailleurs, la cour a estim\u00e9 que l\u2019association n\u2019avait pas rapport\u00e9 la preuve d\u2019un pr\u00e9judice subi du fait de la banque, condition indispensable pour obtenir des dommages et int\u00e9r\u00eats. Son argumentaire reposait uniquement sur l\u2019all\u00e9gation d\u2019un retard d\u2019ex\u00e9cution, sans d\u00e9monstration concr\u00e8te des pertes engendr\u00e9es.<\/p>\n\n\n\n

Le tribunal a donc d\u00e9bout\u00e9 AL-ISLAAH de toutes ses demandes et l\u2019a condamn\u00e9e aux d\u00e9pens. En revanche, la demande de Coris Bank concernant les frais irr\u00e9p\u00e9tibles a \u00e9t\u00e9 rejet\u00e9e.<\/p>\n","protected":false},"excerpt":{"rendered":"Justice, B\u00e9nin – Le Tribunal de commerce de Cotonou a d\u00e9bout\u00e9 l\u2019Association AL-ISLAAH pour les \u0153uvres humanitaires au…\n","protected":false},"author":4,"featured_media":10735,"comment_status":"open","ping_status":"open","sticky":false,"template":"elementor_theme","format":"standard","meta":{"csco_singular_sidebar":"","csco_page_header_type":"standard","csco_appearance_masonry":"","csco_page_load_nextpost":"","csco_post_video_location":[],"csco_post_video_location_hash":"","csco_post_video_url":"","csco_post_video_bg_start_time":0,"csco_post_video_bg_end_time":0,"footnotes":""},"categories":[110,191],"tags":[1516,41,1515],"class_list":{"0":"post-10734","1":"post","2":"type-post","3":"status-publish","4":"format-standard","5":"has-post-thumbnail","7":"category-business","8":"category-en-savoir-plus-2","9":"tag-association-al-islaah-pour-les-oeuvres-humanitaires-au-benin","10":"tag-benin","11":"tag-coris-bank-benin","12":"cs-entry","13":"cs-video-wrap"},"yoast_head":"\nGel de compte et pr\u00e9judice financier : pourquoi AL-ISLAAH a perdu son proc\u00e8s contre Coris Bank B\u00e9nin - LA MARINA BJ<\/title>\n<meta name=\"description\" content=\"L\u2019affaire remonte au 3 novembre 2023, date \u00e0 laquelle la Brigade \u00e9conomique et financi\u00e8re (BEF) a requis le blocage des comptes bancaires de l\u2019ONG AL-ISLAAH aupr\u00e8s d\u2019Ecobank et de Coris Bank International B\u00e9nin. 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